Culture Of One Pty Ltd (ABN 44 687 909 155) is a business advisory practice for allied health clinic owners. This page describes every activity stream so cover can be matched to what the business actually does.
Ongoing one-to-one advisory to clinic owners: profitability, pricing, team structure, remuneration design, growth strategy. Twelve-month engagements on written terms, delivered by video. This is the core of the business.
Group coaching programs and online courses (community platform + Zoom), plus paid live workshops — online, occasionally in person.
Software we build and run to analyse a client's own data, delivered back to that client as management information:
Billings-vs-payroll analysis. Ingests the clinic's practice-management billings and payroll data; computes clinician cost-to-billings ratios and forward projections. Delivered as a secured, per-client web dashboard (access-gated, email-verified login).
Award-economics modelling. Pay-structure and wage-rise modelling referencing the Health Professionals and Support Services Award. Always positioned as management information — never a legal or compliance determination; clients verify with their own HR adviser or employment lawyer before implementing.
Sellability / exit-readiness analysis. Indicative, management-information-level views of what a clinic would look like to a buyer. No formal valuations — those are referred to qualified valuers.
A browser-based software product: award-rate calculators sold to clinic owners (wage by classification and year, new-grad cost, hire-cost curve, progression), covering the award's 2026–2030 phase-in. The customer operates the tool themselves — we give no individual advice. Access is gated behind click-accepted written terms: management information only, no individual determinations, independent sign-off required before implementation, liability cap.
This is a software product sold for a fee, not advice inside an engagement — flagged separately so it can be underwritten correctly.
Email list, social media, YouTube, paid ads, and free educational explainers used as lead magnets. Informational only, with disclaimers.
| Cover | Limit | Driver |
|---|---|---|
| Professional indemnity | $2M–$5M | Advisory plus the reporting tools in stream 3 — the wording's "professional services" definition needs to capture both. The stream-4 software product may need technology/products cover — open question. |
| Public liability | $10M–$20M | Occasional in-person workshops |
| Cyber | $250k–$1M | Client billings + payroll data held on our systems; third-party cover needed |